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Credit & Debt

Budgeting

Personal Finance Lessons That Adults Need to Learn

June 8, 2018 Mark Karnes

It is strange how we as adults claim to know a lot about money but still fail at managing our finances somehow. Thanks to firms like Lucky Loans, we can always manage to get past our short-term problems and achieve…

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Credit & Debt

Factors That Affect Your Credit Report

June 8, 2018 Mark Karnes

Certain factors affect your credit report more than others. Your bank balance and your current income are surprisingly not included while calculating your credit score. Instead, your past loans and how you repaid them matters more. Here is a complete…

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Credit & Debt

What’s the Real Value of Your Car?

April 29, 2016 Mark Karnes

One of the very first industries to get hit by the greed-driven effects of excessive “financialisation” was indeed the automotive industry. You now see financialisation in just about every market where there’s debt, credit and interest involved, but because of…

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Credit & Debt

Picking the Right Credit Card for Your Needs

October 7, 2015 Mark Karnes

There was a time where everybody had credit cards and the banks were more than happy to lend money to pretty much anyone and everyone who wanted it. Since the financial crash of 2007, this type of lending has been…

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Credit & Debt

To Buy Or Not To Buy A New Car: Why You Should Consider It Anyway

August 9, 2015 Mark Karnes

If you do not have a car, you are probably used to other means of transportation out there, but what if you end up in a situation when your friend, who is supposed to pick you up on his/her way…

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