If you are buying a new car, you really should consider buying a vehicle check before actually handing over any money. It is always worth the cost of doing so. Let me explain quickly why that is the case.
It will stop you buying a stolen vehicle
In the UK, if you buy a stolen car and that fact becomes known, the law says you have to hand it over to the police. They then return it to the rightful owner, and that will be the last you see of it.
That leaves you with the problem of getting a refund from the person who sold you the stolen vehicle. Unfortunately, the majority of the time, you will not get your money back. Even if you can find them, and take them to court, they still may not pay up.
Avoid buying a vehicle with outstanding finance
If you buy a car that is still under finance, that vehicle is partly the property of the finance company. That means that, if the person you bought it from stops meeting the payment plan the chances are you will have a legal fight on your hands to keep your new car.
Most finance companies try to repossess cars on which money is still owed. They usually attempt to do so even if the vehicle has a new owner.
Avoid buying a written off vehicle
Some of the cars that are written off by insurance companies find their way back onto the roads. This is done legally and they can make OK vehicles, but they are not worth as much as a car that has never been involved in a serious accident. Therefore, you should pay less when you buy a vehicle like this.
Most of the time sellers do not mention the fact that the car they are selling has been written off. For that reason, you need a vehicle check that looks at the insurance databases to make sure that the vehicle you are planning to buy has not been involved in a serious accident.
What type of vehicle needs to be checked?
It does not matter whether you are buying a used bike, van or car you really do need to check that it has not been stolen, written off or is collateral for a debt. This applies whether you are buying it from a dealer or private seller.
In fact, I would go so far as to say that you should get the check done even if you know the current owner. If they bought the vehicle without having the proper checks carried out, there is a chance that there could be issues with the car. When you buy it from them, you will inherit the problem. To be on the safe side it is always wise to do your own research.
Where to get buy your vehicle check
You can get a comprehensive vehicle check from mycarcheck.com for a good price. How much you pay depends on the type of report you order, but it is not expensive, and you could potentially save yourself thousands.