Could having money worries affect your marriage?


A recent study has shown how money worries and relationship breakdowns are very closely linked. Something we may not immediately consider as being a relationship burden, especially after affairs or infertility, debt and money anxiety can cause relationship arguments and in 58% of cases, can cause the eventual end of a relationship altogether.

This is according to a study discussed on, which stated that 32 per cent of people declared they and their partner disagreed about how to spend money, and 28 per cent blamed the breakdown of the relationship on overspending by one person.

Other difficulties when it came to money included gambling in a relationship and jealousy over one partner earning more than another partner.

The idea that money could have such an impact on a relationship is worrying. So what’s the answer?

Get educated

With financial education, we can teach all generations about proper spending habits, and how to keep on top of personal finances. This should go some way toward relieving stress, encouraging a healthier monetary flow in and out of the household, and keeping relationships together.

In a blog from, we see how financial literacy could be the key is a happier financial life. The blog discusses ‘good borrowing’ and ‘bad borrowing’ and knowing the difference between the two. For example, if you wanted to take out a personal loan to help buy a car, which would be an asset, or to pay for tuition and education, which would be a personal investment, then this would be considered ‘good’ borrowing. ‘Bad’ borrowing could be where someone takes out a loan to spend on a holiday or a shopping trip – something which you could do without and which doesn’t justify the interest or possible late repayment fees.

Of course, credit is important. It can really get you out of a sticky situation. In fact, BT news says that 6.5million Brits have relied on credit in the past 12 months. But it is of course about spending wisely, and knowing your limits. Financial literacy should start as early as possible, so whether you are a struggling student or a hard-up pensioner, addressing your problems with money now is the key to a brighter financial future in the long run.

Get help

If you think that money problems could be affecting your relationships, it is wise to tackle the problems at the source. The Money Advice Service online, along with other debt charities, can help you to prioritise your spending and consolidate debt if required. The key is not to put it off – the longer you leave it, the more difficult it could be to change your habits.